Data breaches and keeping your sensitive personal and financial information secure seems to be in the news a lot. But the topic is especially top-of-mind at this time of year, as businesses prepare for the end of the year and tax season and as...
Read more5 Things to Know about Required Minimum Distributions
Does your retirement plan call for a Required Minimum Distribution? If it does but you haven’t yet taken the RMD, the clock is rapidly ticking. You’ll need to calculate and schedule your RMD in plenty of time so you don’t miss the Dec. 31...
Read moreAnd the Survey Says: Emotions Affect Retirement Goals and Planning
Do you want to live comfortably in retirement? Of course, we all do – or should! – and that’s why it’s so important to take charge of your investment dollars and make sure they are producing the best return for you. And the Survey Says: Emotions...
Read moreIRS Announces Cost-of-Living Adjustments for 401(k) and Other Retirement Plans
Cost-of-Living Adjustments for 401(k) and Other Retirement Plans The Internal Revenue Service recently announced cost-of-living adjustments for certain retirement-related plans applicable for the tax year 2018. The Secretary of the Treasury is...
Read moreCan You Roll Over an Inherited IRA?
Can You Roll Over an Inherited IRA? So you’ve inherited an IRA … what now? First, do not do anything rash, such as rushing to cash out this financial “windfall.” That will most certainly result in huge tax consequences, no matter what your status...
Read moreInvestment in Student Housing Makes the Grade
Once you have established your self-directed IRA, you may be amazed at the multitude of possibilities for assets in which you can invest. By far, real estate leads the pack. But even that is a broad category. Within real estate, you could invest...
Read moreHow Does A Self-Directed IRA Work?
How Does A Self-Directed IRA Work? Let’s discuss how a self-directed IRA can work, and especially one for real estate The first step in investing with a self-directed IRA for real estate is choosing a provider. For the purposes of this...
Read moreBe Wise in Your Retirement Planning Based on Home Values
Are Canadians that different than those of us in the U.S. when it comes to thoughts — and plans — about retirement? Just-released research from the Ontario Securities Commission (OSC) suggests that many Ontarians are basing their retirement...
Read moreIRS OKs Hardship Distributions for Hurricane Harvey Victims
Clients and friends: We are happy to share the following news release from the IRS regarding hardship distributions to victims of Hurricane Harvey: Retirement Plans Can Make Loans, Hardship Distributions to Victims of Hurricane Harvey WASHINGTON...
Read morePercentage of Working Americans Saving More for Retirement Highest in Six Years
A new report from Bankrate.com (cited below) provides a look at the retirement-savings trends over the last year. How does this compare to your habits? And if you are among those who have cut back on their savings, we invite you to explore the...
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